TDS Calculator
Calculate Tax Deducted at Source on common payments and see the net amount received.
Section 194A · standard rate 10%
At 10%
₹10,000
Net amount received
₹90,000
TDS is an advance tax — you can adjust or claim it back when filing your return. Thresholds and surcharges may apply.
How the TDS Calculator works
TDS (Tax Deducted at Source) is tax the payer subtracts before paying you — on things like FD interest, professional fees, rent or contractor payments. This calculator shows the TDS amount and what you'll actually receive.
TDS is not an extra tax; it's an advance against your final tax liability, which you reconcile (and can get refunded) when filing your return.
TDS
TDS = Payment × applicable rate%
No PAN → a higher 20% rate applies (Section 206AA).
Frequently asked questions
What is TDS?+
Tax Deducted at Source — the payer withholds a percentage of your payment and deposits it with the government against your PAN, as an advance tax.
What are common TDS rates?+
Examples: FD interest (194A) 10%, professional fees (194J) 10%, rent (194I) 10%, contractor payments (194C) 1%. Rates and thresholds vary by section.
Can I get TDS back?+
Yes — if your total tax is less than the TDS deducted, you claim a refund when filing your income tax return.
What happens if I don't give my PAN?+
TDS is deducted at a higher rate (20% under Section 206AA), so always share your PAN with the deductor.