Guides & Articles
Plain-English guides to Indian personal finance.
Old vs New Tax Regime FY 2025-26: Which Is Better?
A simple comparison of India's old and new income tax regimes for FY 2025-26, with examples to help you choose the one that saves you more.
Read guide →How to Save Income Tax Under Section 80C (and Beyond)
A beginner's guide to saving income tax in India using Section 80C and other deductions — with the best options ranked.
Read guide →SIP vs Lumpsum: Which Is Better for Mutual Funds?
SIP or lumpsum investing? Understand the trade-offs, when each wins, and how to decide — with a simple framework.
Read guide →GST 2.0 Explained: The New 5%, 18% and 40% Slabs
India's GST 2.0 reform (September 2025) simplified the slabs. Here's what changed and how the new 5/18/40 structure works.
Read guide →PPF vs EPF vs NPS: Which Retirement Option to Choose?
Compare PPF, EPF and NPS on returns, lock-in, tax and flexibility to decide where to park your retirement savings.
Read guide →How Much SIP Do You Need to Become a Crorepati?
Want to build ₹1 crore? See the monthly SIP needed at different time frames and returns — plus how starting early changes everything.
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