Sukanya Samriddhi (SSY) Calculator
Estimate the maturity amount of a Sukanya Samriddhi Yojana account for your daughter.
Min ₹250, max ₹1,50,000 per year. Deposits for 15 years; matures in 21 years.
Current SSY rate: 8.2% p.a. (compounded yearly)
NSI / Min. of Finance · verified 2026-06-30
₹71,82,119
Total deposited
₹22,50,000
Interest earned
₹49,32,119
How the Sukanya Samriddhi (SSY) Calculator works
Sukanya Samriddhi Yojana (SSY) is a government scheme for a girl child's future, with attractive tax-free interest. You deposit for 15 years and the account matures 21 years after opening. This calculator estimates the maturity amount at the current rate.
SSY has EEE tax status — deposits qualify under 80C, and interest and maturity are tax-free.
Frequently asked questions
What is the current SSY interest rate?+
SSY is a small-savings scheme with a rate revised quarterly by the government; the live figure and its verified date are shown on the calculator.
How much can I deposit in SSY?+
Between ₹250 and ₹1,50,000 per financial year, for up to 15 years from opening.
When does an SSY account mature?+
21 years from the date of opening, though partial withdrawal is allowed for higher education after the girl turns 18.
Is SSY tax-free?+
Yes — it has EEE status: 80C deduction on deposits, and tax-free interest and maturity.