Capital Gains Tax Calculator
Estimate LTCG / STCG tax on equity, property and debt (FY 2025-26 rules).
Long-term (LTCG)
₹21,875
Capital gain
₹3,00,000
Net after tax
₹2,78,125
LTCG on listed equity: 12.5% on gains above the ₹1.25 lakh yearly exemption. Estimates only — rules changed on 23 Jul 2024; confirm with a professional.
How the Capital Gains Tax Calculator works
Capital gains tax applies to the profit when you sell an asset like shares, mutual funds or property. This calculator estimates your tax based on the asset type and holding period, using the rules in force for FY 2025-26.
Whether a gain is 'short-term' or 'long-term' depends on how long you held the asset, and each has different rates.
Frequently asked questions
What is the difference between LTCG and STCG?+
Long-term capital gains (LTCG) apply when you hold an asset beyond a threshold (12 months for listed equity, 24 for property); shorter holdings are short-term (STCG), usually taxed higher.
What is the LTCG tax on shares and equity mutual funds?+
For FY 2025-26, LTCG on listed equity is 12.5% on gains above a ₹1.25 lakh yearly exemption; STCG is 20%.
How is capital gains tax on property calculated?+
Property held over 24 months is long-term, taxed at 12.5% (without indexation) under the post-July-2024 rules; shorter holdings are added to income and taxed at slab.
Are these figures exact?+
Treat them as estimates. Capital-gains rules changed on 23 July 2024, and surcharge/cess and specific exemptions can apply — confirm with a tax professional.